The Affordable Care Act (Obamacare) requires me to have health insurance, or else pay a penalty. The penalty is $95 or 1% of income (whichever is greater) in 2014, $325 or 2% of income in 2015, and $695 or 2.5% of income thereafter.
Is it ethical for me to pay the penalty, rather than buy insurance, if I think this will save me money?
Contributed by anonymous.
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